Tag Archives: pre plan

If I Pre-Plan a Direct Cremation, What Happens if I Move to Another State?

At Cremation Society of America, we specialize in arranging industry-leading Pre-Planned Direct Cremations in the State of Florida.

If you know you won’t be living in Florida, then we may not be the best solution for you. However, if you currently live in Florida and think you may move in the future or are just unsure of your future, here is what happens when you Pre-Plan your Direct Cremation:

You can Pre-Plan with CSA, lock in the price, and enjoy the peace of mind that you deserve. Should you move to a location outside of our service area, you are entitled to a refund for all cremation services (urns can be delivered).

Let’s say you moved to New York and found a cremation provider. You would inform the New York provider that you have pre-arrangements with us at CSA. Upon your written request and direction,  we at CSA would send to either you or to the provider a check for all cremation services.

What if you were to pass away in NY before you could arrange for a refund? This scenario is called an “out of town fulfillment” and happens quite often with the transient nature of Florida. We would have to be notified and then we would send the balance of your Pre-Planned account to help pay for the NY funeral home arrangements. You simply do not lose the money you have paid to CSA as it’s trusted per Florida Statute Chapter 497 laws.

We also offer Reliant Travel Protection and for $495 you are covered nationwide to get back to your registered home address or funeral home of choice. Reliant Travel Protection gives you 100% Peace of Mind knowing there would never be $1000’s paid to a funeral home and travel arrangements to bring mortal remains home.

You can learn more or begin Pre-Planning your direct cremation here.

We at Cremation Society of America are pleased to provide our affordable and simplified service during a time of such uncertainty. Give us a call for more information or to ask us questions. That’s why we’re here. Click here to Order NOW.

Estate Planning – How to Get Organized

At Cremation Society of America, we see all-too-often clients who had failed to properly plan for the day that is inevitable for all of us: the day that we pass away. It’s never a pleasant subject and one that most of us would prefer to address at a later date. What happens if that “later date” never arrives?

Sound Estate Planning and gathering of your important documents might very well be the most appreciated final act that you could do for your family. Let’s explore some Estate Planning steps that you can take.

The Need for Estate Planning

Much like a Will, Estate Planning organizes the financial, legal and medical aspects of your life for those who will survive and succeed you. As a matter of fact, a Will is a component of a well-rounded Estate Plan.

As with anything pertaining to legal documents, we at Cremation Society of America strongly suggest that you consult with an attorney who specializes in estate planning and probate issues. This attorney has a fiduciary duty to give you the guidance and representation that you will need to put your estate in order.

Where to Begin?

The best place to start your estate-planning project is to take an inventory of everything of value that you may own,  possess or of which you have a stake or interest. Here are some items that you should include in your list:

  • Your Home/Deed
  • The Deeds to any properties/real estate that you Own
  • Retirement Plans, including 401(K), Pensions, Individual Retirement Accounts (“IRAs”), Social Security benefits, Stock Holdings, etc. – be sure to include any online login credentials needed to access these accounts online
  • Life Insurance Policies or any other vehicles that may pay out benefits upon your death – be sure to include any online login credentials needed to access these accounts online
  • Health Benefits including private insurance, pension benefits, Medicare, Medicaid, Veterans Administration Benefits – your spouse or family may be entitled to these benefits in the event of your death
  • Bank Accounts, Investment Accounts, Stocks, Bonds, etc. – be sure to include any online login credentials needed to access these accounts online
  • List all valuables – jewelry, art, etc.  Be sure to take pictures and keep the pictures in a safe deposit box or in a cloud storage solution that a family member can access.
  • All liabilities such as mortgages, loans, credit cards, anything for which you owe money and may lead to a creditor seeking repayment from your estate

Create or Update Legal Documents

Meet with your attorney to create or update legal documents that will further protect your estate upon your passing. Your attorney’s recommendations may include the following:

  • A Will – include an updated list of beneficiaries
  • Healthcare directives/documents such as Power-Of-Attorney and/or a Living Will
  • Creation of a Trust(s)

Arrange for Long-Term Care

Most people forget that you can also plan for your long-term medical care as part of your estate planning. YOU can set aside assets to pay for your medical, housing, nurse care and related costs up to point of your passing. Be sure to contact a health care planning professional to review your options.

Arrange for End Of Life

Pre-plan your end-of-life arrangements, whether burial or cremation, services, location, cemetery plot – everything that you want in place upon your death because these are questions that only YOU can answer.

Click the link below to download the Cremation Society of America Cremation Planning Guide

Make Sure Your Family can Access Everything that you Collected

All of the work you’ve done above will be for naught if you did not make arrangements for your loved ones to access all of the information that you’ve gathered in your inventory. Here are a few steps to keep in mind:

  • Maintain a list of all current usernames and passwords. Then, make sure that you place that list somewhere where your family or attorney can access it
  • Keep important and legal documents in a secure location such as a safe, vault or safe deposit box. You may also keep these documents with an attorney. Regardless of where you store the documents, be sure to give your family a way to access them
  • Periodically review your documents to keep them up-to-date

As you can see, Estate Planning is another way for you to enjoy peace of mind that your wishes will be honored after you’ve passed away. This is much the same way as how Pre-planning your Direct Cremation delivers peace of mind during a troubling time for your family and friends.

Please contact CSA for more information regarding our Cremations services as well as family resources. We look forward to being of service to you and your family.